Insurance for your Wedding

In our society it is common to get auto and home insurance. These are large investments that need to be protected against accidents and natural disasters. The same should be applied to your wedding. Wedding insurance is very common and most couples purchase it to protect their investment. We all know weddings are an investment. A lot of time, effort and money go into planning a wedding and it should be protected as much as possible. When purchasing insurance you should get general liability insurance as well as any additional policies that may affect your event, such as flood insurance. Normally the type of wedding you are having and the time of year can suggest what type of insurance you may need. Always ask your venue if they require any additional insurance and make sure your vendors are insured, otherwise you may have to add them onto your insurance.

The cost is nominal and compared to peace of mind, it is priceless. The average 1,000,000 policy starts around $200.00. Some providers offer cancellation policies which cover cancellation or postponement, lost deposits, no show vendors and more, check with the provider. Do make sure you read the fine print as normally a cancellation due to a broken heart is not covered.

Here are some providers we recommend:

Wed Safe  

Protect My Wedding via Travelers Insurance 

Wed Sure

 

 

Wedding Insurance

Many of our Brides ask if they really need wedding insurance and our answer is… Yes. Wedding insurance is must because it protects your wedding and investment from circumstances beyond your control. It is relatively inexpensive, normally under $500 for a $1,000,000 policy. First check with your vendors to see if they have their own insurance or if you need to put them under your wedding insurance to cover them, most vendors do provide insurance. Lastly, read the policy and find one that suits your needs. Most policies cover acts of God that would have to cancel or affect your event or a vendor not showing up but they do not cover cold feet. So make sure to read the policy. It is a lot more common than most would think and you can try to reach out to your local insurance company to see if they would carry it. Otherwise here are a few companies that we recommend: WedSafe, Travelers, and Protect My Wedding

Wedding Insurance

The decision to purchase Wedding Insurance can often be a difficult one for many couples – a financial decision that is an additional cost for your wedding budget, but will protect you from unforeseen disasters and mishaps. Given that the average cost of a wedding tends to be around the same price as a new car and is continuing to rise, wedding insurance is becoming more of a necessity. After all, you wouldn’t buy a new car that cost that much without insuring it against damage.

K&K Insurance offers a short term insurance plan for special events that protect you from, personal or advertised injury, medical expenses, damage to the premise rented to you, and the liability incurred by a contractor. Each year they insure over 250,000 events and organizations. K&K Insurance offers competitive pricing and a great success rate with 200,000 successful claims resolved over the past decade. With over 50 years of experience, K&K Insurance has been recognized as one of the leading insurance providers.

Don’t be left with a hefty bill for a disaster rather than a special day. Consider wedding insurance and check out K&K Insurance’s plan for special events.

www.kandkinsurance.com

Backing Up Your Wedding: Why Getting Insurance is a Smart Idea

Earthquakes, hurricanes, tornados and floods. When it comes to Mother Nature, you can’t put up much of a fight. So one way to stay secured and protected for your big day is to get insurance for your wedding. I know that a lot of people may think that natural disasters and sudden turn of events can never happen to them, but the unfortunate reality is that these things happen all the time. For example, this past weekend with Hurricane Irene proved that no matter how much preparation that you put into your wedding, there are circumstances that are just out of our control. The last thing that you want to do is find out that because of the unpredictable, your wedding will not be taking place. But if you have your wedding insured, you can rest assure that your money, your contracts, your venues and your vendors are safe, and the only thing you will have to redo is reschedule your ceremony day.

Wedding Insurance

Your wedding is one of the most important events of your life. You’ve invested so much into it, your time, energy and money in an attempt for it to be perfect. However complications arise which can create a huge hurdle in your wedding plans. Quite a popular option these days to reduce these complications are wedding insurances.

Wedding Insurance is an insurance policy that covers your wedding and financially protects you against misfortune and mishap. This can include anything from a family death, mother nature and even the dreaded cold feet. Insurance itself is quite reasonably priced and the basic policy costs between $125 to $500 (this can cover you anywhere between $500,000-$1 million), which is a small price to pay for you and your family to enjoy your wedding planning worry free. We have provided some links below which are quite known wedding insurance companies:

• http://www.nasep.org/
• http://www.weddinginsurance.com/faq.html
• http://protectmywedding.com/faq.html
• http://www.wedsafe.com/

Wedding Insurance

Not many people know about wedding insurance. It is fairly new to the market and has caught the attention of both industry professionals and couples. Everyone hopes everything will be flawless the day of but some circumstances, like the recent December blizzard, may entice couple’s to purchase wedding insurance.

Wedding insurance guards the couple’s investment from circumstances beyond their control and reimburses expenses incurred, if applicable.

Depending on the type and amount of coverage, costs can range between $150 - $500

Basic Coverage with Wedding Insurance
Any problems with:
-The venue
-The weather, may it be a down pour of rain or a blizzard
-Key people (bride, groom, parents)
-A sickness or injury

Change of heart is not covered under any wedding insurance plan.

Before you purchase any insurance, talk to your vendors, coordinator, and insurance provider to get all the information regarding your event. Each wedding and scenario is different; you may not need any insurance.

Some providers include:

www.wedsafe.com
www.protectmywedding.com
www.weddinginsurance.com

Importance of Wedding Insurance

Most couples are too busy planning for the big day and don’t think about things such as insuring the wedding. I’ve done many weddings over the years and most have moved forward without a glitch, but there is always a small chance that something could happen. There are many reasons you should insure your event…for example if you are getting married in Florida and a hurricane hits on the day of?  Other examples are cancellation to wedding, vendor no-show or unexpected postponement due to an illness.  There are many companies that can help insure your wedding day.  A couple of websites which offer wedding insurance are www.insuremywedding.com and www.wedsafe.com.  Wedsafe offers two different insurance packages, as well as additional products to insure your wedding.   Coverage costs will depend on the level of coverage you require and your budget. 

Before moving forward with planning for the big day, remember to purchase wedding insurance.  You never know if you will need it, but why take a chance.